This week in Investments Ireland we face the market turmoil that has prevailed for the first six months of 2022.

  • We have all witnessed frightening geo-political developments, some with tragic human consequences.
  • We hear of soaring prices and interest rate hikes.
  • What impact does all of these events have on the ordinary investor?
  • What should you do? Will your retirement fund be affected?
  • Are their lessons from history that we can learn from?


Investments Ireland, the basics.


  • Most investments (including pension funds) have an element of exposure to stock markets. (AKA, Shares or Equities).
  • In the long term such investments have performed well.
  • In uncertain times (like now) Stock Markets can fall sharply.


Investments Ireland, 2022, the story so far.


  • Stock Markets are down this year and the S & P 500 Index is now in “Bear Market” Territory.
  • Bear Markets mean that an index has fallen by more that 20%.
  • The S & P 500 index is used as an indicator to the general mood of things in the investment world.
  • This means that many peoples’ investments or pensions will have fallen in value this year.
  • There is no way of knowing when markets will recover.


So What Should You Do?


  • Markets may have changed in the short term but that does not mean your investments, or strategy was wrong.
  • Making rash decisions now could adversely impact your investment.
  • History tells us that those who stick with their investments through the tough times recover quickest.
  • Although every individual’s situation is unique, the general advice is; when markets fall stay invested.
  • Speak to your financial advisor before making any decisions, particularly during a period of turmoil.


Conclusion: Investments Ireland and Market Turmoil


  • Investments in Ireland (and worldwide) are experiencing major turmoil after many years of mainly benign conditions.
  • History tells us that markets will recover, although no one can say when.
  • Stay invested if at all possible.
  • Talk to your local Financial Broker. He or she can help you to navigate the choppy waters of 2022.




See our recent article regarding investments here:

REMEMBER: Investments can go down as well as up and most are not guaranteed.


McCann Financial Consultants Ltd, trading as O’Sullivan Financial Solutions is regulated by the Central Bank of Ireland.





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